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KiRaCoCo
kiracoco@iris.to
npub1qntx...v53z
₿⚡️🇨🇭₿itcoiner apasionada 🧡 | HODL como camino | ₿itcoin: Libertad y futuro revolucionario. Soberanía financiera, resistencia y visión a largo plazo.
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KiRaCoCo 3 months ago
Bitcoin es la fundación de una nueva civilización. Del colapso del dinero fiat a la construcción de un nuevo orden basado en soberanía, tiempo y confianza incorruptible. image Introducción “Bitcoin es la fundación de una nueva civilización…” Esta frase se la escuché a Javier Pastor (@javierbitcoin en X) La frase provoca. Puede sonar exagerada, incluso mesiánica. Y, sin embargo, cada vez más personas sienten que hay algo de verdad en ella. Porque toda civilización (desde Mesopotamia hasta nuestros días) se ha levantado sobre un mismo cimiento invisible: el dinero. El dinero no es solo un instrumento para comprar cosas. Es el lenguaje común que organiza el trabajo, el intercambio y la confianza entre desconocidos. Cuando ese lenguaje cambia, lo hace todo lo demás. Y hoy, por primera vez en siglos, estamos ante una mutación radical. 1. El dinero como piedra angular de las civilizaciones Las monedas metálicas permitieron el comercio a gran escala. El oro sostuvo imperios enteros. El patrón oro facilitó la primera globalización real del comercio. Después llegó el papel moneda, respaldado primero por metales y más tarde solo por la promesa del Estado. Ese sistema sostuvo el auge de los Estados-nación y de la modernidad industrial. Cada salto en la forma del dinero fue también un salto en la forma de la civilización. El dinero nunca ha sido neutro: es el software que coordina el hardware humano. 2. La era fiat: una civilización en crisis La ruptura de 1971, cuando se abandonó el patrón oro, abrió la era del fiat. Medio siglo después, el sistema muestra su desgaste: Inflación dirigida que erosiona el ahorro. Deuda pública y privada en niveles insostenibles. Una clase media que se desmorona. Pero las consecuencias van más allá de la economía. Una sociedad que aprende a vivir endeudada termina normalizando la dependencia. La confianza en las instituciones se deshace. La política se convierte en gestión de crisis perpetuas. El fiat es una plaga silenciosa: no mata de golpe, pero corroe desde dentro. 3. Bitcoin: el cimiento incorruptible En medio de ese colapso aparece Bitcoin. Un dinero nuevo, nacido fuera de los gobiernos y de los bancos, que introduce principios nunca vistos en la historia: Escasez absoluta: 21 millones, inalterables. Tiempo y energía convertidos en dinero incorruptible. Descentralización real: cualquiera puede unirse, validar y custodiar. Resistencia a la censura: una red que no obedece a un centro de poder. Por primera vez, la humanidad tiene una base monetaria global que no depende de la fuerza militar ni de la voluntad política. 4. ¿Qué significa “nueva civilización”? No hablamos de utopías. Una civilización no es un paraíso perfecto: es simplemente una forma de organizar el tiempo, el valor y la confianza. Si el fiat nos ha dado una cultura de deuda, consumo inmediato y obediencia institucional, Bitcoin abre la puerta a otra ética: Relaciones económicas directas, sin intermediarios. Una redistribución del poder frente a los Estados. Un ethos basado en responsabilidad individual y soberanía personal. Bitcoin no es la civilización en sí. Es la piedra angular sobre la que podría levantarse una distinta. 5. ¿Demasiado pretencioso? ¿No es demasiado hablar de “fundación de una civilización”? Es lógico pensar que sí. Quizá Bitcoin no sustituya por completo al fiat. Tal vez coexista durante décadas. Incluso puede que no todas las culturas lo adopten igual. Pero la historia nos recuerda que las grandes mutaciones comienzan así: como rarezas de minorías. La imprenta, la electricidad o Internet fueron, al inicio, experimentos marginales. Hoy son el suelo de nuestra vida diaria. Conclusión “Bitcoin es la fundación de una nueva civilización…” Quizá la frase suene exagerada. Pero lo que está claro es que Bitcoin ya está alterando los cimientos de la actual. El fiat se agrieta, la confianza se erosiona y, en ese vacío, emerge un dinero incorruptible que ofrece otro futuro posible. No sabemos aún cómo será esa civilización. Lo único seguro es que su semilla ya está plantada. Quédate cerca y sigamos explorando.
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KiRaCoCo 3 months ago
Fiat: the silent plague that devours humanity https://medium.com/@kiracoco/fiat-the-silent-plague-that-devours-humanity-ee34ef3665de Fiat: the silent plague that devours humanity How state money became the economic virus that parasitizes individuals, societies, and entire nations… and why Bitcoin is the only antidote. Introduction Plagues have always haunted humanity. The Black Death wiped out a third of Europe, smallpox devastated entire continents, locusts destroyed crops for centuries. But today we live under a more silent and insidious plague: fiat money. It doesn’t kill instantly, but corrodes slowly. It drains your savings, distorts your incentives, and ties you to a system you never chose. An invisible virus disguised as normality. 1. Fiat as an imposed dogma Fiat is not a free contract between individuals. It is a state mandate. Just as religion demanded faith in the divine and patriotism in the nation, fiat demands blind trust in paper symbols. It’s not a choice but an obligation: your taxes are paid in fiat, your debts are denominated in fiat, your wages are received in fiat. The system doesn’t allow alternatives. 2. The parasitic plague effect Biological plagues invade bodies and harvests. Fiat invades entire economies. Its reproduction mechanism is inflation: a constant multiplication of bills that erodes the value of existing money. Like every parasite, it doesn’t need your consent to feed. With each new print run, a portion of your wealth is taken without you noticing. Taxes complete the task: direct value extraction that guarantees the virus keeps spreading. Each country issues its own variant—or delegates it to supranational banks like the ECB—but all remain subordinated to central powers: the dollar, the ECB, the IMF. A viral hierarchy that ensures no one escapes the infection. 3. The invisible damage Historic plagues left corpses and ruined fields. The fiat plague acts in the shadows: Financing wars without citizens noticing. Just print more money. Structural inequality: the richest get access to new money first, while the poorest suffer inflation. Future destruction: long-term planning becomes impossible when savings rot. The result is a society permanently ill, convinced this disease is inevitable. 4. Comparison with other historical plagues Humanity has faced multiple forms of control: Religion = spiritual control. Patriotism = territorial control. Fiat = economic control. All are different mechanisms of the same virus: obedience. Accept without questioning, believe without verifying, submit without alternatives. 5. The alternative: Bitcoin as antidote If fiat is a virus, Bitcoin is the vaccine. Its rules are clear, verifiable, and unchangeable. It doesn’t rely on symbols or dogmas, but on mathematics and voluntary consensus. Bitcoin doesn’t destroy local economies—it connects them into sovereign networks. It doesn’t force you to use it—you choose it. It doesn’t deceive you with silent inflation—its supply is finite and transparent. Where fiat makes you sick, Bitcoin heals. Where fiat imposes obedience, Bitcoin offers sovereignty. Conclusion Fiat is a plague that has infected our lives unnoticed. Like every plague, it mutates: today through bank bailouts, tomorrow through CBDCs. The disease adapts, but remains the same. The difference is that now we have an antidote. Bitcoin is not just money; it is the cure for economic parasitism. It is the end of blind obedience and the beginning of verifiable freedom. Because fiat makes us sick… and Bitcoin restores our health. Stay close, and let’s keep exploring.
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KiRaCoCo 3 months ago
📊 The optimal portfolio was already invented. Diversify into: • Bitcoin (33%) • BTC (33%) • Sats (34%) Everything else is just noise. ⚡ image
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KiRaCoCo 3 months ago
Fiat is worthless until you stamp it with the only truth: BUY BITCOIN. Show me your local bills 🔥⚡️image
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KiRaCoCo 3 months ago
👉 “Bitcoin no es para todos. Y aceptarlo es uno de los grandes tabúes de nuestra comunidad. ⚡️ #TabúesBitcoin” image 1. Nos gusta repetir que “Bitcoin es para todos”. Pero… ¿y si no fuera cierto? Este es el primero de los tabúes que vamos a explorar: la accesibilidad. 2. Sí, cualquiera puede descargar una wallet y recibir sats. Pero la soberanía real exige más: • Entender claves y semillas. • Saber custodiar. • Asumir responsabilidad. Para millones, ese camino no es tan accesible. 3. También está la barrera económica. Es distinto empezar con 50 € que con 50.000 €. La acumulación importa. En muchos países, ahorrar en sats es un privilegio que no todos pueden permitirse. 4. Y la barrera psicológica: En fiat, si te equivocas te rescatan. En Bitcoin, un error puede ser definitivo. La libertad incluye cargar con esa responsabilidad. 5. La barrera social y política es igual de dura. En algunos países usar Bitcoin es rebeldía cultural. En otros, puede costarte la libertad o incluso la vida. 6. “Bitcoin es para todos” suena bien. Pero la realidad es más incómoda: Bitcoin está ahí para quien decida conquistarlo. Y esa diferencia es el verdadero tabú. 7. Artículo completo en Substack 📝👇 🔗 #TabúesBitcoin 8. Bitcoin no salvará a todos. Solo salvará a quienes estén dispuestos a cargar con su peso. Una verdad incómoda que merece discusión. Quédate cerca y sigamos explorando. #TabúesBitcoin
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KiRaCoCo 3 months ago
The Taboo of Accessibility: What if Bitcoin Isn’t for Everyone? https://medium.com/@kiracoco/the-taboo-of-accessibility-what-if-bitcoin-isnt-for-everyone-b662287b42b6 The Taboo of Accessibility: What if Bitcoin Isn’t for Everyone? 
📖 This is the first of five articles in the series “The Taboos of Bitcoin.” Each one will explore an uncomfortable truth rarely discussed. We begin today with the taboo of accessibility. Introduction “Bitcoin is for everyone.” The mantra sounds nice. But… what if it isn’t entirely true? We say anyone can use Bitcoin, and technically that’s correct: download a wallet, receive a few sats. But behind that apparent simplicity lie economic, technical, psychological, and social barriers that exclude millions. Barriers few want to mention because they undermine the narrative of universality. Bitcoin is not a magic wand. It’s a tool of sovereignty. And like every tool, it demands minimum conditions to use it. The taboo almost no one acknowledges is this: Bitcoin is not equally accessible to everyone. The technical barrier: not everyone speaks the language of sovereignty
Understanding a seed, securing private keys, running a node, signing transactions… sounds simple in tech-savvy circles, but for millions it’s alien territory. Digital illiteracy is still widespread: according to UNESCO, nearly 800 million adults worldwide lack basic literacy skills, let alone technological ones. In sub-Saharan Africa, for example, only about 36% of the population has stable internet access. In Latin America, smartphone penetration is above 80%, yet digital security comprehension is minimal. Bitcoin may be technicallyaccessible, but it isn’t intuitive. And what isn’t understood is often rejected. The economic barrier: freedom has an entry price
Yes, you can start with a few cents. But reality says otherwise: accumulation matters. Entering with €50 is not the same as entering with €50,000. The ability to stack regularly requires one thing: disposable income. In countries where inflation devours salaries before the month ends, that “ability” is privilege. Take Argentina, for example. Inflation is so high that families must often choose between buying food or paying bills—not between saving in pesos or buying Bitcoin. For them, economic accessibility to BTC simply doesn’t exist, even if they know it could protect their future. Economic accessibility is not binary (having or not having Bitcoin). It is gradual: holding €50 in sats is very different from holding €50,000. The relative weight of that sovereignty varies immensely. And that silent gap cannot be ignored. The psychological barrier: not everyone can bear the weight of freedom
In fiat, forget your password and you can reset it. In Bitcoin, lose your seed and your money is gone. Self-custody demands discipline, resilience, and a type of responsibility most people are unaccustomed to. Volatility adds another layer: enduring a 50% drawdown without panic-selling is not for everyone. Sovereignty of the mind is as critical as technical ability. For some, this trial is a rite of passage; for others, it is a psychological burden. Research on investor behavior shows that over 60% of small investors abandon an asset after a 30% loss. In Bitcoin, that mental fragility means forfeiting the promise of sovereignty. The social and political barrier: not everyone can be a Bitcoiner without consequences
In the West, using Bitcoin might be cultural rebellion. In authoritarian countries, it can be a risk to your freedom—or even your life. In Afghanistan, many women found Bitcoin as their only way to receive money, but also faced persecution for it. In Nigeria, the government tried to criminalize crypto use during the #EndSARS protests. Even in Europe, the political climate is turning hostile: mandatory KYC, cash payment limits, and digital euro projects all threaten Bitcoin’s everyday usability. Accessibility depends not only on technology but on the legal and cultural environment. The illusion of universality: from myth to personal conquest
The narrative that “Bitcoin is open to everyone” is technically true, but materially incomplete. Having the tool is not the same as knowing how to use it. Downloading a wallet is not the same as securing a seed in a hostile environment. Owning a satoshi is not the same as owning a million. History offers parallels: the printing press promised universal access to knowledge, but for centuries only the literate minority could benefit. The internet promised democratization of information, but Big Tech ended up centralizing power. Bitcoin is no exception: it’s a revolution, yes, but not an automatic one. Accessibility in Bitcoin is not an equal starting point. It is a personal conquest that depends on education, discipline, and context. Conclusion Bitcoin is not an automatic right. It is a path of sovereignty requiring effort and minimum conditions. Those unwilling or unable to carry that burden remain excluded, even if the door stays open. The real taboo is this: Bitcoin will not save everyone. It will only save those willing to bear its weight. That truth is uncomfortable because it shatters the universal inclusion narrative we keep repeating. So here’s the uncomfortable question: are we ready to accept that in a Bitcoin world there will also be outsiders? Or do we prefer to keep chanting “it’s for everyone” while ignoring the invisible barriers? Stay close, and let’s keep exploring.
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KiRaCoCo 3 months ago
The Taboos of Bitcoin: What Almost No One Dares to Say https://medium.com/@kiracoco/the-taboos-of-bitcoin-what-almost-no-one-dares-to-say-3258413c53f6 The Taboos of Bitcoin: What Almost No One Dares to Say Introduction Talking about money has always been taboo. For centuries, the fiat system ensured that you didn’t ask too many questions: how much someone earns, how much they save, what they do with their wealth. Silence around money wasn’t accidental — it served a purpose: maintaining social order and hiding the machinery of a system built on debt and inflation. Then Bitcoin appeared. For the first time, we had transparent money with clear rules and no intermediaries. An asset that promised to break through opacity and return control to the individual. One would think that such a revolution would sweep taboos away. But it hasn’t.
Even within the Bitcoin world there are silences, gray areas, and uncomfortable issues we tend to avoid. Debates that divide us, questions we dodge, contradictions we would rather not face. As if, in the middle of a revolution for freedom, we had imported some of the same old habits from the system we seek to escape. This series was born to open those locked drawers. Because if Bitcoin truly represents the tool of freedom, it cannot afford untouchable subjects. What does “taboo” mean in Bitcoin? The word “taboo” often evokes primitive superstitions or sacred prohibitions. But here it means something subtler: Uncomfortable questions no one dares to ask in public. Debates shut down with dogma, where mantras replace reasoning. Internal contradictions swept under the rug because they cut too deep. A taboo is not necessarily false. Often, it’s there because it confronts us with difficult realities, exposes vulnerabilities, or touches sensitive nerves. The problem is not its existence, but the silence around it. Bitcoin has shown itself to be antifragile: every external attack has made it stronger. But the real fragility may not come from outside, but from within — from what we stop thinking about, from what we censor out of fear of discomfort. Why talk about taboos now When it was born, Bitcoin was little more than a marginal, underground experiment. Today, it is a global phenomenon: governments debate it, institutions study it, millions of people use it as a store of value and increasingly as a tool of sovereignty. That maturity changes the rules of the game. The early enthusiasm is no longer enough. Now it demands critical thinking. If within the Bitcoin community we turn certain topics into untouchables, we risk repeating the fiat system’s greatest failure: becoming a dogmatic structure, impervious to self-criticism. And that would betray Bitcoin’s very essence. Breaking taboos does not attack Bitcoin. On the contrary: it is the best way to defend it. The more capable we are of addressing uncomfortable truths, the harder it will be for the system to use them against us. A suggestive map (without spoilers) I won’t reveal here the five taboos we will explore in this series. But I can hint at them, because in a way they are already in the air: Some relate to accessibility: is Bitcoin really for everyone, or are we still repeating a promise that isn’t always fulfilled? Others revolve around energy: the eternal accusation of its consumption, but also the internal questions about the cost of security. Some touch on the dimension of time: patience, waiting, blind faith versus conscious discipline. Others deal with risk and fear: the things we prefer not to look at too closely because they expose our vulnerability. And then there are internal dogmas: phrases we repeat as absolute truths without stopping to consider whether they can withstand time. Each taboo is a mirror. Looking into it isn’t comfortable. But discomfort is the engine of growth. The risk of silence The fiat system thrived largely thanks to silence. While most people avoided talking about money, financial elites made and unmade the rules at will. That dynamic created generations of docile, obedient, and resigned citizens. If Bitcoiners fall into the same trap — avoiding uncomfortable topics — we risk building our own cave. One where the shadows of self-deception replace the light of truth. The danger is not in acknowledging hard questions, but in ignoring them. Because sooner or later, someone will raise them. And if we don’t have honest answers, others will fabricate them against us. An open invitation This series does not seek to attack Bitcoin. Nor does it aim to please everyone. Its purpose is more radical: to invite you to think without fear. Breaking taboos does not weaken — it strengthens. Speaking of the uncomfortable does not destroy — it liberates. Truth, when real, withstands scrutiny. And Bitcoin, if it truly is the tool of sovereignty, does not need protection from debate: it needs to be forged in it. The easy thing would be to stay silent and repeat the same mantras. The hard thing is to open space for doubt, critique, and reflection. But that is where the future of this revolution is decided. Breaking a taboo is not a betrayal of Bitcoin. It is a reminder of why it was born. Stay close, and let’s keep exploring.
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KiRaCoCo 3 months ago
The State Pension Plan is Your Sentence. The Bitcoin Plan, Your Escape. https://medium.com/@kiracoco/the-state-pension-plan-is-your-sentence-the-bitcoin-plan-your-escape-158701770fa0 The State Pension Plan is Your Sentence. The Bitcoin Plan, Your Escape. The system offers you a retirement based on debt and paper. Bitcoin gives you the possibility of a future with sovereignty and real value. Introduction: the broken promise of “we’ll take care of you” For decades you’ve been told the same mantra: contribute, pay into a plan, and the State/manager will guarantee you a peaceful retirement. The reality is different: public systems under demographic strain, fiat assets losing purchasing power, fees eating into your savings, and rules that change halfway through the game. If your “future plan” depends on promises made by others, it isn’t a plan: it’s a gamble. The alternative isn’t a techno-utopian fantasy; it’s a sovereign savings strategy with clear rules, limited supply, and no permission required. It’s called Bitcoin. 👉 This article is not just an analysis, but also a step-by-step guide to designing your own Bitcoin retirement plan. 1) Why the traditional pension plan condemns you a) Structural inflation. Your contributions are measured in a currency that loses value every year. If your nominal return barely beats real inflation, you’ll save for 30–40 years to end up almost the same (or worse after taxes). b) Fees and illiquidity. Between management costs, custody fees, and “hidden charges,” your net returns erode. And if you need the money, it’s not up to you: there are locks, penalties, and restricted withdrawal windows. c) Regulatory risk. The rules are not written by you. Tax benefits can change, retirement ages can be extended, and investments can be forced into “socially responsible” funds that dilute returns. d) Sequence risk. If markets crash right before you retire, you lose years of work. In traditional plans, you can’t move quickly or protect yourself without selling at a loss. 2) What changes with a “personal plan” in Bitcoin It’s not a regulated product or a glossy brochure with fine print. It’s a disciplined savings strategy (DCA) in an asset with a fixed supply (21M), resistant to censorship, with self-custody. Regular contributions (DCA). Set a monthly amount and forget the price. Volatility, with a long horizon, works in your favor. Sovereign liquidity. 24/7 access. No one asks permission to use your savings. Limited supply. Bitcoin has no committees deciding to print more. Optional: collateralization. If you ever need fiat without selling, you can take a loan with BTC as collateralprudently (low LTV), avoiding tax hits and keeping exposure. (Requires caution and risk management). Real ownership. With self-custody, you are the effective owner. No custodian bankruptcies dragging you down. It’s not magic; it’s design: open rules, programmed scarcity, and key sovereignty. 3) The numbers, without smoke and mirrors: constant euros (today’s value) To make the contrast clear, let’s take a base case:
You contribute €200/month for 30 years. Scenario A: traditional plan Suppose 5% nominal before fees, 1.5% in fees, and 3% inflation.
That leaves ≈0.5% real annual (already discounted for inflation). In today’s euros: Contributed: €72,000 Final real capital: ≈€77,500 Real gain: ≈ €5,500 in 30 years Note: Taxes at withdrawal still to be deducted → actual result would be lower. Scenario B: “personal plan” in Bitcoin (DCA) Results in constant euros (today’s purchasing power), based on different assumptions of real return over 30 years: 0% real (BTC only matches inflation): ≈€72,000 +5% real: ≈€163,000 +10% real: ≈€412,500 +20% real: ≈€3,088,000 👉 No need to assume a specific BTC price at a future date. What makes the difference isn’t whether it’s worth 50k, 100k, or 200k today, but the real compounded return across decades. DCA mitigates timing risk and makes consistency the real advantage. 4) Objections (and straight answers) “Bitcoin is too volatile.”
In months, yes. In 10–15 year windows, it has historically outperformed fiat significantly. The antidote is DCA + long horizon + backup liquidity (3–12 months of expenses outside BTC) so you don’t sell during downturns. “It’s not regulated like a pension plan.”
That’s precisely why it’s yours. Regulation doesn’t remove risk; it shifts it to third parties. With Bitcoin, risk is managed through custody, operational security, and discipline. “What if the State changes the rules?”
They can change taxation, yes. What they cannot do is alter Bitcoin’s monetary policy or confiscate what they don’t custody. Jurisdictional and operational diversification is part of the plan. “What if I mistime the market?”
DCA removes the timing factor. If you’re still worried, add control layers: don’t overexpose, keep a liquidity buffer, and set rules never to sell in panic. 5) Practical Guide (10 clear steps) Define the goal. “I want to complement/replace my pension with sovereign savings in 20–30 years.” Set % of income. 5–20% depending on your situation. The key is consistency, not heroics. Apply DCA. Automatic regular buying. Don’t chase price or make random adjustments. Self-custody from the start. Hardware wallet (or multisig) properly set up. No “temporary” custodians. Robust backups. Seed phrase, passphrase (if applicable), and steel backups stored in different places. Liquidity buffer. 3–12 months of expenses in cash/fiat/stablecoins so you don’t touch BTC in downturns. No-sell policy. If you need fiat temporarily, consider BTC-backed loans at very low LTV (≤25–30%) with alert thresholds. Annual audit. Review security, heirs, and whether your contribution % is still realistic. Operational security. Clean device, 2FA, firmware updated, whitelists. No photos of seeds. Manual for your future self (and heirs). Clear document with access instructions (without exposing secrets), policies, and trusted technical contacts. Reminder: collateralized loans are not essential. If you use them, be prudent: low LTV, ability to top up collateral, and strict stop limits. 6) Real risks (and how to cover them) Severe volatility. Covered by long horizon + liquidity buffer + consistent contributions. Custody errors. Covered by training, processes, and testing with small amounts before moving the bulk. Tax risk. Plan ahead and document contributions. Check your country’s laws before making significant moves. Platform risk (if borrowing). Choose solvent providers and don’t depend on just one. Diversify and set debt-reduction triggers. 7) Awkward questions (that protect you) Could you avoid touching your BTC during a 60% drop? If not, you lack a liquidity buffer. Do you know how to restore your wallet from scratch without help? If not, you need practice. Would your partner/heirs know how to access if you were gone? If not, you need an inheritance plan. Do you have written rules for what you’ll never do (sell in panic, raise LTV to “catch the rebound”)? If not, you lack discipline. 8) Related articles If you want to go deeper: “BTC as an Emergency Fund: A Lifeline That Never Sleeps.” “Having Bitcoin Isn’t Enough: Keys to Protect Your Sovereignty in a Hostile World.” “Bitcoin Won’t Save You. But It Can Give You the Only Tool You Need.” Conclusion: who guards your future A state or private pension promises stability… with money that melts away, fees, locks, and political risk. It’s comfortable, yes. But comfort isn’t safety. Your “personal Bitcoin plan” isn’t a promise; it’s responsibility: contribute monthly, custody properly, build a buffer, and think in decades. You don’t depend on anyone’s benevolence. You depend on your rules and a protocol no one can manipulate. The difference between sentence and escape lies in who guards your future: the State, or you. Stay close and let’s keep exploring. Final note (honesty above all) This is not financial advice. It’s a sovereign savings strategy with real risks. Do your math, educate yourself, and decide with a cool head. If you apply discipline and design, your future self will thank you.
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KiRaCoCo 3 months ago
El plan de pensiones del Estado es tu condena. El de Bitcoin, tu escape. image Durante décadas nos han vendido la idea de que basta con cotizar y aportar a un plan para tener un futuro asegurado. La realidad es mucho más cruda: inflación que devora tus ahorros, comisiones que muerden lo que guardas y reglas que cambian a capricho de los gobiernos. Si tu futuro depende de terceros, no es un plan: es una apuesta. Bitcoin ofrece lo contrario: un camino de ahorro soberano, donde cada aportación cuenta, con reglas claras y sin pedir permiso a nadie. No es promesa, es diseño. Un plan de pensiones fiat es deuda e incertidumbre. Un plan de pensiones en Bitcoin es constancia, autocustodia y soberanía. 👉 Aquí puedes leer la Bitácora completa:
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KiRaCoCo 4 months ago
Bitcoin & the End of the Middle Class:World of Rich Hodlers and Poor Latecomers? Bitcoin and the End of the Middle Class: A World of Rich Hodlers and Poor Latecomers?
The promise of financial inclusion may hide an unexpected effect: Bitcoin as a catalyst for a new social divide. Introduction “Bitcoin is for everyone.”
The motto has accompanied the expansion of the Bitcoin narrative for more than a decade. It is repeated like a pedagogical mantra: anyone can save in satoshis, from just a few cents to significant amounts, and protect themselves from inflation. But what if we look beyond this optimistic vision? What if Bitcoin, instead of saving everyone equally, ends up accelerating the disappearance of the middle class and dividing the world into two irreconcilable groups: rich hodlers and poor latecomers? It’s an uncomfortable idea. A taboo within the community. Yet ignoring this angle would be falling into the same mistake we criticize in the fiat system: hiding real consequences behind a complacent discourse. 1. The Broken Mirage of the Fiat Middle Class The “middle class” that marked the second half of the 20th century was an exceptional product of a bygone era. Its consolidation rested on three pillars: Accessible and cheap credit. Families could take out mortgages on reasonable terms and aspire to home ownership. Job stability. With relatively secure jobs and rising wages, social mobility seemed achievable. The social contract of the welfare state. Saving in national currency, guaranteed pensions, and promises of a dignified retirement. Today those pillars are in ruins. Inflation erodes any capacity to save; housing has mutated into a financial asset inaccessible to most; personal and state debt is no longer an exception but the norm; and state pensions are faltering on an unsustainable model. The middle class has ceased to be a social elevator. At best, it has become a waiting room on the way to precariousness. 2. Bitcoin: The New Elevator… For Those Who Manage to Get On in Time In this context, Bitcoin appears. A network based on immutable rules, offering something the fiat system cannot: absolute scarcity and resistance to political manipulation. For those who understand and act in time, Bitcoin is a new social elevator: It protects against inflation. It allows saving without relying on banks or governments. It multiplies value over time thanks to its deflationary nature. But here comes the uncomfortable question: what about those who don’t make it? In 2025, according to Glassnode and Gemini, 216 centralized entities —including exchanges and ETFs— control around 30% of Bitcoin’s supply. At the same time, small investors have increased their participation, absorbing more of the newly mined supply in recent years. This indicates a more equitable distribution compared to 2021, when 2% of entities controlled about 71.5% of the total. What for some is a stairway to sovereignty, for others may become an unscalable wall. 3. The Inclusive Promise vs. The Exclusionary Reality The official narrative insists: “Bitcoin is for everyone.” And technically, that’s true: Anyone can start with just a few satoshis. The network does not discriminate. No permission or intermediaries are required. The only essential thing is to control your keys. For that, the best option is to use a hardware wallet, which allows you to custody your BTC without depending on anyone. But the social reality is harsher: The majority of wallets hold less than 0.01 BTC, while only a minority have more than 1 BTC, according to BitInfoCharts and Glassnode. With Bitcoin around €99,000–124,000 in 2025, the economic barrier multiplies for newcomers. Financial education is still absent: we were taught to obey, not to understand money. The result is a radically fair system… but also ruthless. No bailouts, no central banks leveling inequalities. Those who don’t act will be left behind. 4. A New Aristocracy: From Land to Satoshis History resonates with irony.
In the past, feudal societies were dominated by those who inherited land, while the majority depended on daily labor to survive. In the future, we could see a parallel: A minority of hodlers with large holdings, able to live off collateral interest, inherit fortunes, and fund projects. A majority who never accumulated enough and must keep working in the fiat periphery or survive with marginal satoshis. The leap is not toward an egalitarian paradise, but toward a radical redistribution of power based on anticipation and action. Unlike feudalism, Bitcoin offers some mobility: anyone with internet access can open a wallet. However, with 20% of the supply estimated lost forever and increasing concentration in financial institutions, the gap could consolidate into a new digital aristocracy. 5. Comparison with the Fiat System In the fiat system, the top 1% controls approximately 50% of global wealth (Credit Suisse, 2021). Bitcoin, meanwhile, has a Gini coefficient estimated between 0.64 and 0.73. This shows inequality that is comparable or even greater, though with a key difference: the network imposes no entry barriers. The problem is not Bitcoin’s design but the lack of education and access to technology in large parts of the world. Without mass financial literacy, fiat’s inequality patterns could be replicated within the Bitcoin standard. 6. The Temporal Leap: A Structural Divide The example is clear: someone who bought 1 BTC in 2013 for just €100 is in another league compared to someone buying in 2025 at nearly €100,000. The difference is not anecdotal: it’s structural in a fixed-supply asset. While anyone can still buy satoshis, significant accumulation becomes harder over time. Institutional adoption—like ETFs, which by 2024 already held over 1.1 million BTC—may stabilize the market but also intensifies competition for a scarce resource. 7. Criticisms and Tensions Within the Community This angle generates friction even among convinced bitcoiners. The responses are often the same: “Bitcoin is inclusive, anyone can enter.”
—True, but not everyone will, nor under equal conditions. “The price doesn’t matter, what matters is saving.”
—Yes, but when 1 satoshi is perceived as “inaccessible,” the cultural barrier will be massive. “The future belongs to those who prepare.”
—Perhaps, but isn’t that just economic Darwinism taken to the extreme? The risk of denying this conversation is getting trapped in a narrative as illusory as fiat: promising universal inclusion without analyzing the real inequalities that may arise. Conclusion Bitcoin is not a collective savior.
It is a tool of clear rules where each individual decides whether to enter or stay out. That neutrality is what makes it fair. But it also makes it merciless with passivity. There will be no bailouts for latecomers. No subsidies for those who arrive too late. The real taboo is this:
The orange revolution will not save everyone.
It will only save those who choose to save themselves. 📢 If you want to dive deeper into how obedience to the system condemns you to fall behind, I recommend reading: “The Invisible Cost of Obedience: Why Postponing Your Life in the Fiat System Never Pays.” - Stay close and let’s keep exploring. 🧡 Article in Spanish:
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KiRaCoCo 4 months ago
🔥 ¿Y si Bitcoin no salva a todos? ¿Y si, en lugar de ser la gran promesa de inclusión, termina creando una nueva brecha entre hodlers ricos y rezagados pobres? Vamos allá 👇 image 1. La clase media fiat fue un espejismo. Se sostuvo en crédito barato, empleo estable y pensiones prometidas. Hoy esos pilares están rotos: inflación, deuda y vivienda convertida en lujo. El ascensor social ya no sube: solo baja. 2. Bitcoin aparece como el nuevo ascensor. Escasez programada, sin censura y sin manipulación política. Pero no todos llegan a tiempo. Para muchos, la puerta ya es un muro. 3. El lema “Bitcoin es para todos” es técnicamente cierto: ✔️ Cualquiera puede comprar satoshis ✔️ No hay permisos ✔️ La red no discrimina Pero la realidad es más dura: la mayoría de wallets no llega a 0.01 BTC. 4. El futuro podría parecerse más al pasado de lo que creemos: — Una élite de hodlers viviendo de su colateral. — Una mayoría atrapada en fiat o con sats marginales. Del feudalismo de la tierra… al feudalismo digital de las claves privadas. 5. No es un fallo de Bitcoin. Es un recordatorio brutal: las reglas son justas, pero implacables. No habrá rescates. No habrá segundas oportunidades para quien llegue tarde. 6. He desarrollado este ángulo incómodo en un artículo completo: 👉 La revolución naranja no salvará a todos. Solo salvará a quienes decidan salvarse.
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KiRaCoCo 4 months ago
Invisible Cost of Obedience:Why Postponing Life in the Fiat System Never Pays The Invisible Cost of Obedience: Why Postponing Your Life in the Fiat System Never Pays. From the Mirage of Traditional Investments to the Clarity of Bitcoin: When You Realize Blind Patience Is Just Submission. Introduction “Obedience has an invisible cost: postponing your life while waiting for a better future.” The phrase may sound philosophical, but it reflects a reality that millions live without questioning. In the fiat system, obedience means accepting the rules of the game: work, save in national currency, invest in conventional financial products, and be patient—trusting that tomorrow will be more prosperous. For decades, this narrative has convinced many that traditional investments—pension plans, stocks, bonds, funds—were the most “rational” way to manage money. But that promised future comes with a trap: once you subtract inflation, taxes, and the erosion caused by the system itself, you realize obedience doesn’t bring you closer to financial freedom—it keeps you on a treadmill that never stops. Patience turns into resignation, and waiting becomes a silent cost. Bitcoin breaks that paradigm. It doesn’t promise miracles, but it offers a present built on clear rules: 21 million, self-custody, sovereignty. It’s not about blind faith, but about understanding. And when you see it, you realize blind patience is just another form of obedience. 1. The Mirage of the Fiat Promise The traditional financial system sells a very seductive narrative: if you invest consistently, you will always win in the long run. Stocks, bonds, retirement plans, or funds are presented as the ideal tools. Diversification, professional management, historical returns—it all sounds solid. The problem is that this narrative ignores two key elements: inflation and the real costs of staying inside the system. The gross return of a financial product may look attractive, but once you discount the purchasing power lost in the currency you’re investing in, the picture changes radically. Examples of the Mirage: Nominal vs. Real To see it clearly, look at historical data: U.S. – S&P 500 (2000–2020): the index went up about 130% nominally. But inflation over that period was more than 50%. The real increase in purchasing power was far lower than the chart suggests. Spain – Traditional investment funds (1999–2019): the average annual return was 3.3%. Subtracting average inflation of around 2.1%, the real gain was barely 1.2% per year. Almost nothing after two decades of “obedience.” European pension plans: many promise 5% annualized over the long term. But once you subtract inflation and taxes at withdrawal, the net result is closer to 1–2% real. In some cases, even negative. What looks like growth on a chart is, in many cases, a statistical illusion. The return celebrated in nominal terms dissolves when measured in the only thing that matters: real purchasing power. It’s the trap of obedience: accepting the promise of the future without questioning what’s happening in the present. While you wait, the system silently erodes your effort. It’s an invisible, but constant, cost. 2. Blind Patience: Virtue or Trap? In fiat financial culture, patience is elevated as the supreme virtue: “hold, don’t sell, trust the long run.” But in reality, that patience is often blind. Blind because it’s placed in a system designed to devalue. Blind because it ignores the inherently inflationary nature of fiat money. The price of blind patience is lost time. Decades waiting for the future to improve, while the present slips away. It’s obedience to the status quo disguised as prudence. Bitcoin, by contrast, proposes a different kind of patience: not passive or resigned, but informed and active. A patience based on immutable rules, not institutional promises. 3. The Turn Toward Bitcoin Many who started with traditional financial products have lived the same epiphany: discovering Bitcoin and realizing the game changes completely. Investing in Bitcoin is not just “buying an asset.” It’s stepping out of the logic of fiat obedience and into a new terrain. Here, the promise doesn’t depend on governments or central banks: it depends on mathematics and distributed consensus. Concrete examples: Savings in BTC are shielded from the programmed inflation of fiat currencies. You can use it as collateral to obtain liquidity without selling your holdings. It allows you to send value globally, without permission—even under financial censorship. The turn toward Bitcoin is not just a change in strategy, but in paradigm: stop postponing life, waiting for the system to fulfill its promises. 4. Obedience vs. Sovereignty Obeying the fiat system means: Working more hours to sustain money that loses value every year. Paying rising taxes without questioning where your effort goes. Accepting that retirement will come someday… even if that “someday” is increasingly uncertain. Sovereignty, by contrast, means: Choosing money whose value doesn’t depend on arbitrary decisions. Holding your own wealth without intermediaries. Regaining control of the present instead of living on future promises. Obedience has an invisible cost: it steals your life today. Sovereignty, though uncomfortable, gives you back responsibility and freedom from the very first moment. 5. Criticism and Challenges This vision is not without critics: “Bitcoin is pure speculation”: in reality, the real speculation is believing fiat bills will maintain their value over time. “The long run always rewards traditional markets”: that may be true nominally, but real purchasing power tells a different story. “Putting everything into Bitcoin is too risky”: it is, if you view it through a fiat lens. From a Bitcoiner perspective, the true risk is staying in a decaying system. That said, embracing Bitcoin doesn’t mean doing it blindly. It requires education, self-management, risk awareness, and informed patience. It’s not an automatic salvation, but a powerful tool. Conclusion The invisible cost of obedience is the time and life you lose while waiting. In the fiat system, that obedience translates into decades of work, forced saving, and promises of a future that never arrives. Bitcoin offers another path: not blind patience, but conscious sovereignty. A tool that allows you to take back control today, without waiting for favors from a system designed to wear you down. The real question is no longer whether Bitcoin is risky, but: how much longer are you willing to pay the invisible cost of obedience?
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KiRaCoCo 4 months ago
La obediencia financiera tiene un coste invisible. Décadas trabajando y ahorrando en fiat para un futuro que nunca llega. 👇 image 1. El sistema te dice: invierte, espera, sé paciente. Pero la rentabilidad que ves en la gráfica no es real. Inflación 💸 e impuestos la devoran en silencio. 2. Ejemplos claros: – S&P 500 (2000–2020): +130% nominal. Inflación del 50%. Mucho menos en términos reales. – Fondos en España (1999–2019): 3,3% anualizado. Tras inflación: apenas 1,2%. El espejismo del largo plazo. 3. Ese es el precio de la obediencia: aplazar tu vida esperando un mañana mejor que nunca llega. La paciencia ciega no es virtud, es sumisión. 4. Bitcoin rompe esa lógica. No depende de promesas estatales ni de gestores, sino de reglas claras e inmutables. Paciencia sí, pero informada. No resignada. ₿ 5. La verdadera pregunta no es si Bitcoin es arriesgado. Es: ¿cuánto más tiempo estás dispuesto a pagar el coste invisible de la obediencia? 📖 Lo desarrollamos en detalle aquí:
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KiRaCoCo 4 months ago
La caverna del dinero: entre las sombras del fiat y la luz de Bitcoin: Una reflexión sobre cómo el sistema nos mantiene hipnotizados con ilusiones y qué significa salir hacia la soberanía financiera. image (Mientras la mayoría sigue encadenada mirando sombras, unos pocos se atreven a trepar hacia la luz del sol de Bitcoin. Introducción – Una imagen que desnuda la verdad Hay imágenes que valen más que mil discursos.
Un grupo de personas atrapadas bajo tierra, encadenadas a una pantalla que proyecta un simple símbolo del dólar.
Un ser oscuro, casi la muerte misma, sostiene el proyector.
Arriba, un prisionero se atreve a escalar hacia la luz: un sol que brilla con el emblema de Bitcoin, rodeado de naturaleza, vida y raíces firmes. La escena recuerda inevitablemente a la alegoría de la caverna de Platón: seres que toman las sombras por realidad, incapaces de ver el mundo tal cual es. Hoy, esa caverna es el sistema fiat. La pregunta es clara: ¿elegimos seguir encadenados a la ilusión o nos atrevemos a subir hacia la verdad, aunque duela? 1. El teatro del fiat: vivir de proyecciones El dinero fiat es, en esencia, una proyección. No tiene respaldo, solo fe obligada en gobiernos y bancos centrales.
Las pantallas repiten mantras: inflación moderada es buena, necesitamos crecimiento infinito, la deuda es normal.
Todos lo asumen como dogma, aunque la lógica más simple lo contradiga. La figura oscura que proyecta el dólar en la imagen es el mejor resumen posible: el sistema se alimenta de nuestra obediencia. Y, como en todo teatro, basta con que el público deje de mirar para que la obra se derrumbe. 2. Los prisioneros: adicción y resignación Miran el símbolo del dólar como si fuera la única realidad. Ignoran la basura que les rodea, los huesos bajo sus pies y la miseria que los consume.
Es la metáfora perfecta de la sociedad actual: endeudada, dopada con entretenimiento vacío, resignada a un futuro cada vez más precario. Y lo más inquietante: muchos no quieren salir. Porque mirar la pantalla es más cómodo que enfrentar la intemperie.
La esclavitud moderna no siempre se impone con cadenas visibles: a veces basta con convencerte de que no hay alternativa. 3. Ejemplos históricos de cavernas financieras No es la primera vez que la humanidad vive encadenada a ilusiones monetarias.
Cuando en 1971 Nixon cerró la ventana del oro, el mundo entero quedó atrapado en una caverna de papel sin respaldo. Desde entonces, la sombra del dólar ha sido aceptada como si fuera luz. En Argentina, generaciones completas han vivido mirando la pantalla de un peso en constante devaluación. En Venezuela, millones vieron cómo sus ahorros se convertían en nada, pero siguieron sentados frente al teatro del bolívar hasta que ya no hubo función que sostener. En Turquía, la lira se ha desangrado en apenas unos años, y aun así gran parte de la población sigue confiando en el sistema que los traiciona. En cada caso, solo una minoría buscó salidas: oro, dólares, trueque… y hoy Bitcoin. La historia demuestra que la mayoría prefiere la comodidad de la caverna, aunque esta se derrumbe. 4. El miedo como cadena invisible ¿Por qué, incluso viendo la salida, la mayoría no se atreve a trepar?
La respuesta está en el miedo.
Miedo a equivocarse. Miedo a perder lo poco que se tiene. Miedo a la volatilidad, aunque la inflación sea una certeza. La cultura del “mejor malo conocido” es el verdadero cemento de las cadenas.
Mientras tanto, los bancos y gobiernos alimentan esa parálisis prometiendo seguridad a cambio de obediencia.
El miedo es tan eficaz que ni siquiera necesita barrotes: basta con instalar la idea de que salir es peligroso. 5. El difícil camino hacia la luz Uno de los prisioneros se atreve a trepar. No tiene garantías, solo esperanza.
Salir de la caverna implica desaprender, cuestionar todo lo que nos enseñaron sobre dinero, trabajo y seguridad.
Es duro, porque significa abandonar la comodidad de las sombras. Aquí está la enseñanza clave: no basta con comprar Bitcoin y esperar milagros.
Salir implica también cambiar mentalidad, aprender soberanía digital, asumir responsabilidad personal.
La libertad no se regala: se conquista. 6. Bitcoin como sol y raíz En la superficie, todo cambia.
El sol con el símbolo de Bitcoin ilumina un paisaje fértil, lleno de vida y posibilidades.
El árbol con raíces profundas simboliza crecimiento sólido, estabilidad y conexión con lo real, frente al artificio del fiat. Bitcoin no es solo un dinero alternativo: es un lenguaje nuevo que conecta con la verdad de los límites.
Un sistema con reglas claras, transparentes e inmutables.
Un refugio frente a la manipulación y un motor para reconstruir desde abajo nuevas formas de comunidad, confianza y prosperidad. 7. La otra cara del sol: responsabilidad radical Pero cuidado: salir de la caverna no es un cuento de hadas.
La luz de Bitcoin también ciega a quienes no están preparados.
Nadie te rescata si pierdes tus llaves. Nadie te indemniza si confías en el custodio equivocado. La soberanía implica carga: disciplina, aprendizaje, madurez.
Quizás por eso muchos rechazan Bitcoin, no porque no lo entiendan, sino porque no están dispuestos a asumir tanta responsabilidad.
La libertad radical incomoda, y el fiat se aprovecha de esa debilidad. Conclusión – La decisión de salir de la caverna La imagen es clara:
Quedarse en las sombras es fácil, pero te consume poco a poco.
Salir hacia la luz es duro, pero abre la posibilidad de vivir de verdad. Bitcoin no salva por sí mismo: lo que ofrece es la oportunidad de ver el mundo tal como es.
El resto depende de nosotros: ¿seguir encadenados a las ilusiones del fiat o atrevernos a caminar hacia la soberanía? La decisión, como siempre, es individual. Quédate cerca y sigamos explorando.
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KiRaCoCo 4 months ago
The Cave of Money: Between Fiat Shadows and the Light of Bitcoin https://medium.com/@kiracoco/the-cave-of-money-between-fiat-shadows-and-the-light-of-bitcoin-4f2c81f1dc78 The Cave of Money: Between Fiat Shadows and the Light of Bitcoin A reflection on how the system keeps us hypnotized with illusions, and what it means to step into financial sovereignty. ![](https://m.stacker.news/104788) Introduction – An image that reveals the truth There are images that speak louder than a thousand words.
A group of people sit trapped underground, chained and staring at a projected dollar sign on the wall.
A dark, skeletal figure – almost death itself – operates the projector.
Above, one prisoner dares to climb toward the light: a sun glowing with the Bitcoin symbol, surrounded by nature, life, and strong roots. The scene inevitably recalls Plato’s allegory of the cave: human beings who mistake shadows for reality, unable to see the world as it truly is. Today, that cave is the fiat system. The question is clear: do we choose to remain chained to illusion, or do we dare to climb toward the truth, even if it hurts? 1. The theater of fiat: living through projections Fiat money is, in essence, a projection. It has no backing, only forced faith in governments and central banks.
Screens repeat mantras: moderate inflation is good, infinite growth is necessary, debt is normal.
Everyone accepts it as dogma, even when the simplest logic contradicts it. The dark figure projecting the dollar in the image is the perfect summary: the system feeds on our obedience. And like any theater, it only survives as long as the audience keeps watching. 2. The prisoners: addiction and resignation They stare at the dollar symbol as if it were the only reality. They ignore the trash around them, the bones beneath their feet, and the misery consuming them.
It’s the perfect metaphor for today’s society: indebted, numbed by empty entertainment, resigned to an increasingly fragile future. And here’s the disturbing part: many don’t want to leave. Because staring at the screen is easier than facing the harshness of reality.
Modern slavery doesn’t always need visible chains; sometimes it’s enough to convince you there’s no alternative. 3. Historical caves of money This is not the first time humanity has been chained to monetary illusions.
When Nixon closed the gold window in 1971, the whole world was trapped in a cave of paper without backing. Since then, the shadow of the dollar has been mistaken for light. In Argentina, entire generations have watched the screen of a peso in constant devaluation. In Venezuela, millions saw their savings evaporate but kept staring at the theater of the bolívar until there was nothing left to perform. In Turkey, the lira has bled out in just a few years, and yet most of the population still trusts the very system that betrayed them. In every case, only a minority sought an exit: gold, dollars, barter… and today, Bitcoin. History shows that the majority prefer the comfort of the cave, even as it collapses. 4. Fear as the invisible chain Why is it that, even when they see the exit, most don’t dare to climb?
The answer is fear.
Fear of making a mistake. Fear of losing what little they have. Fear of volatility, even though inflation is a certainty. The culture of “better the devil you know” is the true cement of the chains.
Meanwhile, banks and governments feed this paralysis by promising security in exchange for obedience.
Fear is so effective it doesn’t even need bars – it just installs the idea that leaving is dangerous. 5. The difficult path to the light One prisoner dares to climb. He has no guarantees, only hope.
Leaving the cave means unlearning, questioning everything we were taught about money, work, and security.
It’s tough, because it means abandoning the comfort of the shadows. Here lies the key lesson: buying Bitcoin and waiting for miracles is not enough.
Leaving also requires a change of mindset, learning digital sovereignty, and taking personal responsibility.
Freedom is not given – it is earned. 6. Bitcoin as sun and root On the surface, everything changes.
The sun with the Bitcoin symbol illuminates a fertile landscape, full of life and possibility.
The tree with deep roots symbolizes solid growth, stability, and connection with reality, against the artifices of fiat. Bitcoin is not just an alternative money: it is a new language that connects us with the truth of limits.
A system with clear, transparent, immutable rules.
A refuge from manipulation and a tool for rebuilding new forms of community, trust, and prosperity from the ground up. 7. The other side of the sun: radical responsibility But beware: leaving the cave is not a fairy tale.
The light of Bitcoin can also blind those who are unprepared.
No one will rescue you if you lose your keys. No one will reimburse you if you trust the wrong custodian. Sovereignty carries weight: discipline, learning, maturity.
Perhaps that is why many reject Bitcoin – not because they don’t understand it, but because they’re not willing to shoulder that much responsibility.
Radical freedom is uncomfortable, and fiat thrives on that weakness. Conclusion – The decision to leave the cave The image is clear:
Remaining in the shadows is easy, but it consumes you little by little.
Climbing toward the light is hard, but it opens the possibility of truly living. Bitcoin doesn’t save anyone by itself: what it offers is the opportunity to see the world as it really is.
The rest is up to us: remain chained to fiat illusions, or dare to walk toward sovereignty. The decision, as always, is individual. Stay close, and let’s keep exploring.
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KiRaCoCo 4 months ago
Bitcoin: la selección natural del dinero En la economía, como en la naturaleza, sobrevive el más adaptado. Bitcoin no es una moda: es el resultado de un proceso implacable donde solo queda lo que resiste y se adapta. image Introducción En la naturaleza, sobrevive el más adaptado. No el más fuerte, ni el más grande, ni el más rápido. Sobrevive el que sabe adaptarse mejor a un entorno que nunca deja de cambiar. La economía no es diferente. El mercado es un ecosistema donde las formas de dinero compiten por su supervivencia. Y, como en cualquier proceso de selección, las ineficientes desaparecen. El oro destronó a metales menos útiles como medio de intercambio. El fiat desplazó al patrón oro gracias a su flexibilidad política (y a costa de su valor real). Las criptomonedas intentaron competir con Bitcoin… y, hasta ahora, ninguna ha logrado igualar su resistencia, seguridad y escasez. Bitcoin no está aquí porque una comunidad lo defienda a gritos o porque sea “moralmente superior”. Está aquí porque funciona mejor. Porque, en este proceso de selección natural del dinero, ha demostrado adaptarse mejor que cualquier alternativa. Pero hay un segundo filtro que no se suele mencionar: no basta con que el dinero sobreviva. También hay que ver quiénes se adaptan a él. Y ahí es donde empieza la selección más incómoda: la de las personas. 1. El mercado como ecosistema El mercado no es moral ni justo: es eficiente. En este entorno, sobreviven las soluciones que resuelven problemas de la forma más efectiva. Si un medio de pago es más rápido, seguro y fácil de usar, se abrirá camino. Si es lento, costoso y frágil, desaparecerá. La historia monetaria está llena de especies extinguidas: monedas de cobre que se desgastaban rápido, sistemas bimetálicos que fracasaron, billetes respaldados por oro que acabaron siendo papel sin valor. Cada cambio fue un proceso de selección: algo mejor adaptado desplazó a lo anterior. En el siglo XX, el patrón oro sucumbió ante el fiat por la capacidad de los gobiernos de expandir la oferta monetaria sin límites. Esa “ventaja” para el poder político fue letal para la disciplina monetaria… y abrió la puerta a nuevas alternativas. En este ecosistema, un activo con escasez programada, resistente a la censura y transferible sin intermediarios tiene una ventaja competitiva que no se puede replicar fácilmente. 2. Bitcoin frente a sus competidores En la competencia por ser la mejor forma de dinero, Bitcoin no juega en un terreno vacío. Compite con: image Bitcoin mantiene ventajas claras: no depende de terceros, es verificable por cualquiera, su emisión es inmutable y sus transacciones pueden ser globales y resistentes a censura. 3. Selección en marcha: evidencias reales Argentina y Venezuela: familias que usan BTC para escapar de la hiperinflación. Turquía: adopción creciente como refugio ante la devaluación de la lira. Strategy: miles de millones de dólares en BTC como estrategia de reserva. Donaciones globales: periodistas, activistas y ONGs reciben fondos vía Bitcoin para esquivar bloqueos. En todos estos casos, Bitcoin no gana por marketing: gana porque es la herramienta más eficiente disponible. 4. La doble selección: tecnología y personas El proceso de selección no acaba con el dinero: también se aplica a sus usuarios. Bitcoin exige adaptación. Aprender a custodiar tus claves, entender cómo mover fondos, asumir que no hay soporte técnico que te devuelva lo perdido. Esto filtra a quienes están dispuestos a asumir responsabilidad y a los que no. Así, además de ser la forma de dinero más adaptada, Bitcoin selecciona a quienes lo usan: crea una comunidad que, en promedio, entiende mejor el sistema financiero y tiene más herramientas para proteger su soberanía económica. 5. El falso refugio de otras reservas Muchos creen que los bienes raíces, obras de arte o coleccionables ofrecen la misma protección que Bitcoin. Pero aunque sirvan como reserva de valor, no cumplen las funciones de dinero: no son portables globalmente, no se dividen fácilmente y pueden ser confiscados o gravados con impuestos altos. En una selección estrictamente monetaria, quedan fuera de la competencia principal, aunque puedan ser refugios alternativos en ciertos contextos. Conclusión Bitcoin no es un capricho ni una moda. Es el resultado de un proceso natural en el que solo sobrevive lo que funciona mejor. El mercado ya lo ha puesto a prueba durante más de 15 años frente a competidores de todo tipo, y sigue aquí. Más fuerte, más seguro y más adoptado. Pero la pregunta final no es si Bitcoin sobrevivirá. La verdadera pregunta es: en este proceso de selección… ¿te adaptarás o seguirás usando el dinero que se extingue?
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KiRaCoCo 4 months ago
🟧 Bitcoin no te va a salvar. Y si crees que sí, eres parte del problema. No es magia. No es un dios. No es la excusa para seguir sin hacer nada. Te da la herramienta para salirte del juego… pero no va a jugar por ti. Si no aprendes, si no actúas, si no asumes la responsabilidad, da igual que tengas 1 Sat o 1.000 BTC: Seguirás siendo esclavo. image 📖 Aquí lo explico sin adornos:
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KiRaCoCo 4 months ago
Bitcoin Won’t Save You. But It Can Give You the Only Tool You Need. https://medium.com/@kiracoco/bitcoin-wont-save-you-but-it-can-give-you-the-only-tool-you-need-f985eff525a1 Bitcoin Won’t Save You. But It Can Give You the Only Tool You Need.
It’s not magic, not a miracle, not a total solution. But it’s the beginning of everything that matters: sovereignty, responsibility, and truth. ![](https://m.stacker.news/104103) Introduction: The Myth of Salvation “Bitcoin fixes this.”
It’s a phrase that circulates easily in some corners of the ecosystem. An optimistic, almost messianic catchphrase.
And yet, it’s not true. Bitcoin won’t save you. It won’t protect you. It won’t reward you for being a good person. What it does is much more raw—and far more real: it puts you in front of a mirror. It won’t fix your life, but it will show you how the system has been destroying it. It won’t make you free, but it will return the tools you need to be free—if you’re willing to take on the responsibility. Bitcoin doesn’t fix everything. But it changes the starting point for everything that matters. 1. What Bitcoin CANNOT Do for You Bitcoin won’t eliminate corruption.
Bitcoin won’t cure ignorance.
Bitcoin won’t heal your emotional wounds.
Bitcoin won’t take away your fear of acting.
Bitcoin won’t replace your effort or your judgment. Bitcoin won’t do for you what you refuse to do for yourself. And that’s something many people aren’t ready to accept. Because fiat doesn’t just create financial dependency—it creates psychological dependency. We’ve been trained to wait for external solutions. To delegate. To obey. To demand without building. And when someone discovers Bitcoin, they risk doing the same: projecting onto it the desire for it to “fix everything.” But Bitcoin cannot save you if you’re unwilling to let go of the victim role. 2. Real Cases: When the Tool Isn’t Enough The tool can be right there. But if you don’t use it, nothing changes. People who hoard BTC like a talisman but remain trapped in debt, fear, or a scarcity mindset.
Governments that adopt Bitcoin but keep authoritarian, opaque, or corrupt structures in place.
Companies that accept BTC for marketing purposes, while operating under fiat logics of control and surveillance. The problem isn’t Bitcoin.
The problem is what each person chooses to do with it. 3. What DOES Change Forever What Bitcoin offers you isn’t redemption—it’s real power. Permissionless ownership. Borderless sovereignty. Transparent, immutable rules. Time that regains its meaning. Money no one can manipulate at your expense. And above all: the possibility of exiting the game—if you’re willing to face the consequences. Bitcoin doesn’t promise that everything will go well.
It promises that no one can stop you from building a different life. That’s the real revolution. 4. What If You Don’t Need Salvation—But Responsibility? Bitcoin isn’t the only system that promises to fix your life. So do: Politicians, in exchange for obedience. Religions, in exchange for blind faith. Big Tech, in exchange for your data and your freedom. Bitcoin promises you nothing. It only offers you tools. And in that absence of promises, there’s a brutal truth:
There is no freedom without responsibility. That’s why Bitcoin makes people uncomfortable—because it doesn’t console you. It confronts you. 5. The Risk of Turning It into an Idol Sometimes, Bitcoin discourse slips into a kind of cult.
It’s expected to solve poverty, injustice, state power, people’s fear. But that isn’t freedom—it’s infantilism dressed up as rebellion. Bitcoin is not a god. It’s a tool.
And like any tool, it can be left in the drawer… or it can become the starting point of a different life. Expecting it to fix everything is just another way of doing nothing. Conclusion: Bitcoin Won’t Save You, But It Can Set You Free Bitcoin won’t save you. But it can give you the only tool you need to save yourself. It’s not a promise. It’s not a guarantee. It’s a real possibility—one that demands maturity, learning, action, and responsibility. And for that reason, it’s not for everyone.
Only for those willing to stop waiting for messiahs… and start living as free individuals. It’s not the magic solution.
It’s the starting point for all real solutions. - Link to article in Spanish:
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KiRaCoCo 4 months ago
Bitcoin as Real Dissent Bitcoin as Real Dissent
You don’t need to shout in the streets if you’re already disobeying with your money. Introduction The system can tolerate many things. Protests, slogans, banners. Even elections that promise to change it from within. But there’s one thing it cannot allow: that you ignore it. That you stop depending on it. That you no longer need it. That’s where real dissent begins. And that’s why Bitcoin is so uncomfortable. Because it doesn’t seek to overthrow the fiat system. It simply stops using it.
And that makes it a silent, yet deeply threatening force. 1. Performative vs. effective dissent Today, everyone looks like a rebel. Social media is full of protests, outrage, and calls for change. But most of that “dissent” still happens within the rules of the system: demanding more regulation, asking for justice through official channels, voting in hopes that something changes. Bitcoin, on the other hand, offers something radically different: an active exit. It’s not about protesting against the financial system.
It’s about no longer relying on it.
And that, even if it makes no noise, is infinitely more transformative. While some shout for justice that never comes, others are building outside the framework that prevents it. Bitcoin isn’t seeking attention. It’s building autonomy. 2. Bitcoin as monetary civil disobedience Choosing Bitcoin is an act of disobedience that doesn’t need slogans.
You don’t block roads, clash with police, or appear on the news. But what you’re really saying is: I don’t want money that can be printed without limits. I don’t want banks that can freeze my funds. I don’t want a system that forces me to identify myself just to use my own money. It’s a deeper kind of disobedience: it doesn’t confront power—it ignores it.
And that structural indifference is what destabilizes it most. “True disobedience isn’t shouting louder. It’s refusing to obey where the system can no longer force you.” This kind of resistance doesn’t need banners. It has private keys. 3. Why the system cannot tolerate it The system doesn’t fear criticism. In fact, it absorbs it—it allows a degree of dissent to reinforce its own legitimacy.
But it cannot digest what it cannot control. And Bitcoin cannot be controlled: It has no leaders or spokespeople. It doesn’t depend on borders or jurisdictions. It cannot be censored or reversed. That’s why the attacks are not technical, but rhetorical: it’s called “volatile,” “criminal,” “polluting.” Not because it is—but because they can’t absorb it. Bitcoin doesn’t ask for permission. And that autonomy, ultimately, is what most threatens a system based on control and obedience. This is already clear in many countries.
In Nigeria, after the EndSARS protests, the government froze activists' bank accounts. The alternative? Bitcoin.
In Iran, dissidents and women’s rights activists have received funding via Lightning when official channels were blocked.
In Cuba, thousands live under financial restrictions and use Bitcoin to get paid, receive remittances or run small businesses. This isn’t theory. It’s happening. And the system knows it. 4. Economic obedience: the most effective form of submission You don’t need repression if you can program obedience into daily life.
And that’s exactly what the fiat system does: It offers you “free money” through debt. It rewards you for using traceable payment systems. It excludes you if you don’t comply with its rules. The result: millions trapped in a system they believe they chose—when in fact, they’re just following a path built for them. Buy now, pay later. Sign a 30-year mortgage. Work to fund a government you can’t stand.
Is that freedom? Bitcoin is uncomfortable because it doesn’t fit into that logic.
You can’t inflate it. You can’t reverse it. You can’t manipulate it.
You can only accept what it is—or ignore it until it’s too late. And those who choose to use it are quietly breaking the logic of obedience that holds the system together. 5. The invisible dissent that keeps growing Bitcoin doesn’t need marketing. Its growth is silent, but constant.
It’s being adopted by people who aren’t making noise, but who are already opting out: Savers in hyperinflated economies. Activists under authoritarian regimes. Entrepreneurs denied access to traditional banking. Every time someone uses Bitcoin without asking for permission, every time a transaction occurs without state authorization, the system loses power. It’s an invisible erosion—but an unstoppable one.
A form of dissent that doesn’t need slogans, because it runs on code. And as I explained in the article “Bitcoin doesn’t enslave. It liberates”, this is not a future utopia.
It’s already happening—right now, in the margins that the system can no longer control. 6. The loneliness of dissent: the cost of freedom Choosing Bitcoin isn’t easy.
There are no user manuals, no official help desk, no guarantees. And far less understanding from those around you. Your friends will call you radical. Your parents will say it’s dangerous. Your financial advisor will label it “highly speculative.” But over time, you realize that sovereignty is uncomfortable, because it leaves you alone with your choices. No one can assume that responsibility for you. And yet, it’s also deeply liberating.
Because when you stop depending, you start building from authenticity—not obedience. 7. Silent resistance throughout history: from books to code History is full of forms of resistance that weren’t violent—but were powerful: The Soviet samizdat: underground circulation of banned books. Pirate radio stations during Latin American dictatorships. Secret schools preserving forbidden languages and culture. Bitcoin is part of that tradition: a way to preserve, communicate, and transfer value outside imposed structures. It doesn’t shout. It doesn’t fight. But it transforms. You don’t need permission to use it. Only willingness. And that makes it a real tool of resistance—not one made of cardboard. 8. Choosing Bitcoin means quitting the game (and owning the cost) It’s not easy.
Bitcoin doesn’t promise safety, stability, or guarantees.
There’s no office, no customer support, no bailouts. But it gives you something no fiat system ever can: sovereignty. And that comes with responsibility.
Because when no one can stop your transactions, you are the only one responsible for protecting them. Many aren’t ready for that.
But those who are have understood that freedom isn’t requested.
It’s taken. And you don’t ask for permission to be free. You act. Conclusion Bitcoin isn’t a revolution waving flags.
It’s a quiet rupture. It doesn’t seek to confront the system. It renders it irrelevant.
Not to destroy it—but to make it obsolete. That’s what makes it so powerful: it lets you exercise freedom without having to negotiate with power. Choosing Bitcoin is a real act of dissent.
Not because you say so… but because you no longer depend on what you criticize. You’re not at war.
You’ve simply walked away. And that personal, quiet, persistent choice is what most erodes the system—because it can’t stop it, reverse it, or buy it. Bitcoin is the way out.
But it’s also proof that life exists beyond control.
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KiRaCoCo 4 months ago
Bitácora de un día en Lugano pagando con Bitcoin Una experiencia real entre pagos, fallos y símbolos rotos: cuando usar Bitcoin ya no es teoría, sino práctica. image Llevaba tiempo con la idea de hacer esto: vivir un día con Bitcoin, sin teoría, sin especulación, sin debates. Solo usarlo. Ir a un lugar donde pudiera, de verdad, pagar con sats, moverme con normalidad y comprobar si ese cambio del que tanto hablamos se puede ya experimentar. No fue una estancia larga, solo unas horas bien aprovechadas. Lugano era el lugar perfecto. Y el resultado, aunque no fue todo perfecto, sí fue revelador. 1. La escultura de Satoshi: Un vacío simbólico Uno de mis principales motivos para ir a Lugano era ver la escultura de Satoshi Nakamoto. Pero un par de días antes fue vandalizada y retirada. Aun así, fui al lugar donde estaba. Allí vi algo que me impactó más de lo que esperaba: una pareja llegó y, al ver que no estaba la escultura, quedaron paralizados. Él se acercó, tocó el pedestal vacío, y parecía conmocionado. Fue un momento silencioso, pero potente. image El símbolo ya no estaba… pero su ausencia también decía algo. 2. Primera impresión: Bitcoin está presente Nada más llegar, la señal es clara: muchos negocios llevan en sus puertas el cartel con la frase "Qui puoi pagare con Bitcoin". No uno, ni dos. Restaurantes, heladerías, cafeterías, farmacias, tiendas de juguetes infantiles, ópticas, locales de belleza, y muchísimos más. Lugano se siente diferente. No como un lugar donde Bitcoin está por llegar… sino como uno donde ya ha empezado a instalarse. image 3. Primera parada: McDonald’s Aunque no soy fan de la comida rápida, era un buen lugar para comenzar. Hice el pedido desde los monitores y seleccioné “otra forma de pago/pagar en caja”. Fui a pagar con Wallet of Satoshi. La primera transacción falló. Sin pánico: reintenté segundos después… y funcionó sin problema. Ya me habían comentado algo sobre esto. El POS que usan muchos locales en Lugano puede tardar unos segundos en procesar los pagos. No es lo ideal, pero tampoco es un gran obstáculo. Lo importante es que funciona. 4. Segunda parada: Odeon Café Busqué un lugar donde tomar un café, y me dirigí al Odeon Café, que aparecía como comercio que acepta BTC en la app BTCMap. Me senté en la terraza y pedí unas consumiciones. A la hora de pagar, al decir que quería hacerlo con Bitcoin, me informaron de que el POS no funcionaba. Preferí no decir nada. Una amiga que me acompañaba pagó con tarjeta. Pero justo cuando estábamos saliendo, un detalle me dejó pensando: entró una persona que también estaba en la terraza y se dirigió al interior. Aunque no puedo asegurarlo al 100%, juraría que le oí preguntar por el pago en Bitcoin, y juraría que no escuché la misma respuesta que me dieron a mí, sino todo lo contrario. Lo curioso es que no solo aparecía en BTCMap como comercio que acepta BTC: también tenía en el escaparate el cartel de “Qui puoi pagare con Bitcoin”. No reclamé. Tal vez fue un malentendido. O tal vez el POS no funcionaba… solo en ese momento. O solo conmigo. Cosas que pasan. No tomé ninguna foto del Odeon Café ni de su cartel, pero sí vi el típico cartel de “Qui puoi pagare con Bitcoin” en su escaparate, como en otros muchos locales de la ciudad. 5. Tercera parada: Bar Café Kream Después de esa experiencia, quería quitarme el mal sabor de boca. Así que fui al Bar Café Kream, también listado en BTCMap. Esta vez pregunté antes de pedir, y me confirmaron que aceptaban Bitcoin. Todo fue fluido: pedí unos helados y pagué sin problema con sats. Eso sí, noté cierta inseguridad por parte de la dependienta al usar el POS. No parecía tener mucha práctica. Pero, aún así, la transacción fue exitosa. Y eso basta para que la experiencia sume.
 image 6. El local de Plan ₿ y la convocatoria Pasé por el local de Plan ₿ Network Lugano ya que una bitcoiner a la que sigo y que unos días antes me comentó por un grupo de Telegram que me pasara por allí para charlar un rato, aunque lo encontré cerrado. Gran fallo mío por no revisar antes los horarios. Tampoco pude llegar al Satoshi Spritz ni a la convocatoria que se había hecho en Parco Ciani (el parque donde estaba la escultura), por cuestión de horarios. Pero quedará para otra ocasión.
 image Reflexión final Fue solo un día, unas horas. Una experiencia concreta. No todo salió perfecto, pero lo importante sí: Bitcoin ya se puede usar. No es teoría. No es promesa. Es algo que empieza a vivirse. Y cuando lo vives, ya no te lo cuentan. 🧡